Purchase
Estimate payments, then answer eight questions about timing, income, down payment and credit.
Start purchase survey →Serving most of Ontario, Canada☎ 647-234-3867✉ david@loyalmortgage.ca
David BuiMortgage BrokerMortgage Central NationwideBrokerage #12785
Call David✓ Advice that stays on your side
Simple mortgage answers, right when you need them.
Calculate an estimated payment, understand the numbers visually, and complete a guided pre-qualification for your mortgage option.
✓ Open-house ready✓ Phone friendly✓ Ontario focused
FOR BUYERS & REALTOR PARTNERS
From listing price to monthly estimate.
Use it together at an open house in about 60 seconds.
AT HOME ACROSS ONTARIO
Local guidance, wherever home takes you.
From Ontario’s lakefront communities to Canada’s wide-open landscapes, Loyal Mortgage helps make the next move feel clear.
QUICK MORTGAGE CALCULATOR
⌂ Realtor-readySee the monthly picture in seconds.
Simple enough to use with a client during a showing or open house.
10% down
Estimated monthly housing cost$4,381per monthCheck this client’s scenarioEstimate only. Payments exclude mortgage insurance, utilities, condo fees and other costs. Qualification and lender terms vary.
$4,381
Mortgage $3,981Property tax $400
Mortgage amount$720,000
Down payment$80,000
8-QUESTION PRE-QUALIFIER
Choose a mortgage option. Get the right next step.
No documents required. This takes about one minute and does not affect credit.
Purchase pre-qualificationQuestion 1 of 8
Who will live in the property?
DETAILED MORTGAGE APPLICATION
Tell us the full financial picture.
Complete this secure-ready intake before speaking with David. Use estimates if you do not have exact figures yet.
- About you and any co-applicant
- Property and mortgage goals
- Employment, income, assets and debts
- Clear consent before continuing
Protect your informationDo not enter a SIN, banking password, card number or upload identification on this page. David will provide a secure document method when required.
Eight focused questions for every option.
Renewal
Review your balance, current offer, priorities and whether switching lenders could make sense.
Start renewal survey →Refinance
Explore available equity, the funds needed and your debt-consolidation or renovation goal.
Start refinance survey →Investment
Outline the property, rent, portfolio and down payment for a rental-financing conversation.
Start investment survey →THE LOYAL APPROACH
Clear estimates. Better conversations.
The tools make the first conversation easier. David helps confirm the assumptions, qualification requirements and suitable lender options.
- 01Calculate a simple estimate
- 02Answer eight focused questions
- 03Review a personalized mortgage path
NEXT STEP
Turn your estimate into a mortgage plan.
Connect with David to validate the numbers and discuss your options. No obligation.
PRIVACY & YOUR INFORMATION
Privacy Policy
Effective August 18, 2026
This policy explains how David Bui, Mortgage Broker, operating through Mortgage Central Nationwide, Brokerage #12785 (“we,” “us,” or “our”), collects, uses, discloses, retains and safeguards personal information in connection with mortgage-brokering services and this website.
Important: This policy is a transparency document, not a contract, legal opinion or guarantee against every privacy or legal risk. It should be reviewed with the brokerage’s Principal Broker, privacy officer and qualified Ontario legal counsel to ensure it matches actual practices, vendors and regulatory requirements.
1. Accountability and scope
We are accountable for personal information under our control and handle it in accordance with applicable Canadian privacy law, including the Personal Information Protection and Electronic Documents Act (“PIPEDA”), applicable mortgage-brokering requirements, mortgage-sector privacy and cybersecurity guidance, and the policies of Mortgage Central Nationwide. This policy applies to prospective clients, borrowers, co-borrowers, guarantors, investors, referral partners and website visitors.
2. Information we may collect
Depending on the service requested, we may collect identity and contact information; date of birth and marital or residency status; employment, income, banking, asset, debt, credit and tax information; property, mortgage and insurance details; government-issued identification and information needed for identity verification, fraud prevention, anti-money-laundering and regulatory compliance; documents and communications you provide; referral-source information; and technical website data such as device, browser, IP address, pages viewed and cookies.
3. Why we collect and use it
We use personal information to identify and communicate with you; assess mortgage needs and suitability; prepare, submit, administer and service applications or transactions; obtain credit reports with authorization; compare and present mortgage options; verify information and identity; prevent fraud and comply with legal, regulatory, audit and record-keeping duties; manage referrals, complaints and business records; improve our services and website; and send marketing only where consent or law permits.
4. Consent and choices
We seek meaningful consent appropriate to the sensitivity of the information and the purpose. Consent may be express or implied where permitted. You may withdraw consent, subject to legal, contractual and regulatory restrictions and reasonable notice. Withdrawal may limit our ability to arrange or service a mortgage. You may unsubscribe from promotional email at any time; service and transaction messages may still be sent.
5. When information may be shared
With consent or as permitted or required by law, information may be disclosed to Mortgage Central Nationwide and its authorized personnel; lenders, mortgage insurers and administrators; credit reporting and identity-verification providers; appraisers, lawyers, title insurers and other transaction professionals; referral sources where authorized; technology, document-management, communications, analytics and storage providers; regulators, auditors, insurers, law-enforcement bodies or courts; and parties involved in a proposed business transfer. Information obtained through mortgage-brokering activities will not be used for an unrelated business purpose without required consent.
6. Service providers and processing locations
We may use service providers that process or store information in Canada or other countries. Information outside Canada may be subject to the laws and lawful-access rules of that jurisdiction. We require service providers to use information only for authorized purposes and to protect it through appropriate contractual, administrative and technical measures.
7. Safeguards and privacy incidents
We use safeguards appropriate to the sensitivity of mortgage and financial information, which may include access controls, secure systems, encryption, authentication, staff procedures, confidentiality duties, secure disposal and vendor oversight. No system is completely secure. Suspected incidents are assessed, contained and documented, and affected individuals, regulators or other organizations are notified where required by law.
8. Accuracy, access and correction
You are responsible for providing complete and accurate information and telling us when it changes. Subject to legal exceptions, you may request access to personal information we control and ask that inaccurate or incomplete information be corrected. We may need to verify your identity before responding and may be unable to provide information that would reveal another person’s information, confidential commercial information or legally privileged material.
9. Retention and secure disposal
We retain personal information only as long as reasonably necessary for the identified purposes and to meet legal, regulatory, insurance, audit, dispute and brokerage-policy requirements. Mortgage transaction records may be subject to prescribed retention periods extending years beyond the expiry of a transaction. When no longer required, records are securely destroyed, deleted or anonymized, subject to lawful backup and archival practices.
10. Website, calculators, cookies and links
Calculator and survey entries may be processed in your browser and are estimates only unless you intentionally submit information to us. We may use essential cookies and limited analytics to operate and improve the site. You can adjust browser settings, although some features may not work. Links to third-party websites are provided for convenience; their privacy practices and content are governed by their own policies.
11. Children and sensitive information
Our services are intended for adults able to enter into mortgage transactions, not children. Do not send sensitive financial documents, identification numbers or passwords through unsecured email or general website fields. We will provide an appropriate secure method when documents are required.
12. Questions, requests and complaints
Contact David Bui at david@loyalmortgage.ca or 647-234-3867. Please describe your request or concern without emailing sensitive documents. We will investigate and respond within a reasonable time. You may also contact Mortgage Central Nationwide’s privacy officer or Principal Broker. If unresolved, you may contact the Office of the Privacy Commissioner of Canada.
13. Changes to this policy
We may update this policy to reflect changes in law, technology, vendors or business practices. The current version and effective date will be posted here. Material changes will be brought to your attention where required.