/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.table{display:table}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--paper);margin:0;font-family:Arial,sans-serif}a{color:inherit;text-decoration:none}.shell{width:min(1280px,100% - 56px);margin:auto}.canada{text-align:center;background:var(--dark);color:#e7eee8;letter-spacing:.1em;text-transform:uppercase;padding:10px 16px;font-size:12px;font-weight:700}.nav{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:28px;height:96px;display:flex}.brand{letter-spacing:-.035em;align-items:center;gap:13px;font-size:20px;font-weight:800;display:flex}.mark{border:1px solid var(--gold);width:46px;height:46px;color:var(--forest);border-radius:50%;place-items:center;font:25px Georgia,serif;display:grid;position:relative}.mark b{color:var(--gold);background:var(--paper);border:1px solid var(--gold);border-radius:50%;place-items:center;width:20px;height:20px;font-size:13px;display:grid;position:absolute;bottom:-2px;right:-3px}.nav nav{color:#41584e;gap:35px;font-size:14px;font-weight:700;display:flex}.nav nav a:hover{color:var(--forest)}.button{background:var(--forest);color:#fff;border:1px solid var(--forest);cursor:pointer;border-radius:999px;justify-content:center;align-items:center;padding:16px 25px;font-weight:750;transition:all .2s;display:inline-flex;box-shadow:0 12px 30px #123c2d1c}.button:hover{background:var(--dark);transform:translateY(-2px);box-shadow:0 16px 34px #123c2d2b}.button.small{padding:12px 19px;font-size:14px}.hero{grid-template-columns:.92fr 1.08fr;align-items:center;gap:70px;padding:70px 0 64px;display:grid}.pill,.eyebrow{color:var(--leaf);letter-spacing:.13em;text-transform:uppercase;font-size:12px;font-weight:800;display:inline-block}.pill{color:var(--forest);letter-spacing:.06em;background:#f1f6ef;border:1px solid #cbd9cc;border-radius:99px;padding:10px 15px}.hero h1,.section h2,.band h2,.cta h2{font-family:Georgia,Times New Roman,serif;font-weight:500}.hero h1{letter-spacing:-.055em;margin:28px 0 22px;font-size:clamp(54px,5.4vw,82px);line-height:.98}.hero-copy>p{color:var(--muted);max-width:590px;font-size:19px;line-height:1.75}.actions{align-items:center;gap:28px;margin:32px 0;display:flex}.text-link{color:var(--forest);border-bottom:1px solid #8fa596;padding-bottom:3px;font-weight:800}.ticks{color:var(--muted);gap:20px;font-size:13px;display:flex}.ticks span:first-letter{color:var(--gold)}.visual{padding:14px 14px 0 0;position:relative}.visual:before{content:"";border:1px solid var(--gold);border-radius:160px 22px 22px;position:absolute;inset:0 0 32px 28px}.visual img{object-fit:cover;filter:saturate(.82);border-radius:150px 18px 18px;width:100%;height:560px;display:block;position:relative}.float-card{-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffdf8f2;border:1px solid #fff;border-radius:16px;width:275px;padding:24px;position:absolute;bottom:24px;right:34px;box-shadow:0 20px 55px #0a2a202c}.float-card span{color:var(--muted);letter-spacing:.08em;text-transform:uppercase;font-size:11px}.float-card strong{margin:9px 0;font:500 27px/1.1 Georgia,serif;display:block}.float-card p{color:var(--muted);font-size:12px}.float-card a{color:var(--forest);font-weight:800}.matcher{background:var(--forest);color:#fff;border:1px solid #315d4b;border-radius:18px;justify-content:space-between;align-items:center;gap:30px;padding:32px 36px;display:flex;box-shadow:0 22px 55px #123c2d20}.matcher h2{margin:5px 0;font:500 29px Georgia,serif}.matcher p{color:#c7d4ce;margin:0}.step{color:#d7be86;letter-spacing:.16em;font-size:10px;font-weight:800}.choices{gap:10px;display:flex}.choices a{color:#d7be86;background:#ffffff08;border:1px solid #ffffff35;border-radius:999px;min-width:145px;padding:17px 20px}.choices a:hover{border-color:#d7be86}.choices b{color:#fff;margin-left:8px}.section{padding:112px 0}.section h2,.band h2,.cta h2{letter-spacing:-.045em;max-width:880px;margin:14px 0 40px;font-size:clamp(40px,4.4vw,61px);line-height:1.04}.cards{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.cards article{border:1px solid var(--line);background:#fff;border-radius:16px;padding:34px;transition:all .22s}.cards article:hover{transform:translateY(-5px);box-shadow:0 22px 48px #123c2d12}.icon{background:var(--ivory);width:50px;height:50px;color:var(--gold);border:1px solid #e2dac8;border-radius:50%;place-items:center;font-size:22px;display:grid}.cards h3{margin:25px 0 11px;font:500 25px Georgia,serif}.cards p{color:var(--muted);min-height:84px;line-height:1.7}.cards a{color:var(--forest);font-weight:800}.band{background:var(--dark);color:#fff;padding:105px 0;position:relative;overflow:hidden}.band:after{content:"";border:1px solid #b89a5d45;border-radius:50%;width:420px;height:420px;position:absolute;top:-190px;right:-160px}.split{z-index:1;grid-template-columns:1fr 1fr;gap:100px;display:grid;position:relative}.split p{color:#b9c9c2;font-size:17px;line-height:1.8}.split ol{margin:0;padding:0;list-style:none}.split li{border-bottom:1px solid #ffffff20;gap:25px;padding:25px 0;font-size:18px;display:flex}.split li span{color:#d4b879;font:500 18px Georgia,serif}.section-head{justify-content:space-between;align-items:end;display:flex}.stats{border:1px solid var(--line);background:#fff;border-radius:16px;grid-template-columns:repeat(3,1fr);display:grid;overflow:hidden}.stats div{border-right:1px solid var(--line);padding:32px}.stats div:last-child{border:0}.stats strong,.stats span{display:block}.stats strong{margin-bottom:11px;font:500 24px Georgia,serif}.stats span{color:var(--muted);line-height:1.6}.cta{background:var(--ivory);border:1px solid #e5dece;border-radius:20px;grid-template-columns:1fr 1fr;gap:72px;margin-bottom:105px;padding:66px;display:grid}.cta p{color:var(--muted);font-size:17px;line-height:1.7}.cta form{border:1px solid var(--line);background:#fff;border-radius:16px;grid-template-columns:1fr 1fr;gap:17px;padding:28px;display:grid;box-shadow:0 16px 38px #123c2d0c}.cta label span{letter-spacing:.05em;text-transform:uppercase;margin-bottom:7px;font-size:11px;font-weight:800;display:block}.cta input,.cta select{width:100%;color:var(--ink);background:#fff;border:1px solid #d8dfd7;border-radius:8px;padding:14px}.cta input:focus,.cta select:focus{outline:2px solid #9ab6a2}.cta form .button,.cta form small{grid-column:1/-1}.cta small{color:var(--muted);line-height:1.45}footer{color:#fff;background:#061e17;padding:64px 0 25px}.footer{grid-template-columns:2fr 1fr 1.5fr;gap:70px;display:grid}.footer>div{flex-direction:column;gap:12px;display:flex}.footer p,.footer span,.footer a:not(.brand){color:#aebfb7;line-height:1.55}.footer .mark,.footer .mark b{color:#d4b879;border-color:#d4b879}.footer .mark b{background:#061e17}.legal{color:#82978e;border-top:1px solid #ffffff17;margin-top:42px;padding-top:21px;font-size:12px}.calc-section{background:var(--ivory);padding:105px 0}.calc-heading{justify-content:space-between;align-items:end;gap:35px;margin-bottom:38px;display:flex}.calc-heading h2,.survey-heading h2{letter-spacing:-.045em;margin:12px 0 14px;font:500 clamp(40px,4.4vw,60px)/1.04 Georgia,serif}.calc-heading p,.survey-heading p{color:var(--muted);font-size:17px}.realtor-badge{color:var(--forest);white-space:nowrap;background:#fff;border:1px solid #cfd9d0;border-radius:99px;padding:12px 17px;font-weight:800}.calculator{border:1px solid var(--line);background:#fff;border-radius:22px;grid-template-columns:.86fr 1.14fr;display:grid;overflow:hidden;box-shadow:0 24px 60px #123c2d12}.calc-fields{border-right:1px solid var(--line);gap:20px;padding:36px;display:grid}.field>span{text-transform:uppercase;letter-spacing:.07em;margin-bottom:8px;font-size:11px;font-weight:800;display:block}.number-wrap{background:#fff;border:1px solid #d4ded6;border-radius:10px;align-items:center;display:flex;overflow:hidden}.number-wrap:focus-within{outline:2px solid #9ab6a2}.number-wrap i{color:var(--muted);padding:0 13px;font-style:normal;font-weight:800}.number-wrap input{width:100%;min-width:0;color:var(--ink);border:0;outline:0;padding:14px 0;font-size:17px}.field select{width:100%;color:var(--ink);background:#fff;border:1px solid #d4ded6;border-radius:10px;padding:14px;font-size:16px}.two-fields{grid-template-columns:1fr 1fr;gap:16px;display:grid}.quick-picks{align-items:center;gap:8px;margin-top:-10px;display:flex}.quick-picks span{color:var(--leaf);margin-right:auto;font-size:13px;font-weight:800}.quick-picks button{border:1px solid var(--line);background:var(--ivory);color:var(--forest);cursor:pointer;border-radius:99px;padding:7px 10px}.calc-output{background:#fbfdf9;flex-direction:column;padding:42px;display:flex}.result-label{text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-size:11px;font-weight:800}.big-result{color:var(--forest);margin:12px 0 2px;font:500 clamp(48px,5vw,72px)/1 Georgia,serif}.monthly{color:var(--muted)}.visual-breakdown{align-items:center;gap:30px;margin:28px 0;display:flex}.donut{border-radius:50%;place-items:center;width:152px;height:152px;display:grid;position:relative}.donut:after{content:"";background:#fbfdf9;border-radius:50%;width:102px;height:102px;position:absolute}.donut span{z-index:1;font:500 18px Georgia,serif;position:relative}.legend{flex:1;gap:13px;display:grid}.legend span{color:var(--muted);grid-template-columns:auto 1fr auto;align-items:center;gap:9px;display:grid}.legend i{background:#dbe6df;border-radius:50%;width:11px;height:11px}.legend i.mortgage-dot{background:var(--gold)}.legend b{color:var(--ink)}.calc-metrics{border:1px solid var(--line);border-radius:12px;grid-template-columns:1fr 1fr;margin-bottom:22px;display:grid}.calc-metrics div{padding:15px}.calc-metrics div+div{border-left:1px solid var(--line)}.calc-metrics span,.calc-metrics b{display:block}.calc-metrics span{color:var(--muted);margin-bottom:6px;font-size:11px}.calc-output .button{align-self:flex-start}.calc-output small{color:var(--muted);margin-top:15px;line-height:1.45}.survey-heading{text-align:center;max-width:850px;margin:0 auto 38px}.survey-card{border:1px solid var(--line);background:#fff;border-radius:22px;overflow:hidden;box-shadow:0 24px 60px #123c2d10}.survey-types{background:var(--ivory);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.survey-types button{border:0;border-right:1px solid var(--line);color:var(--muted);cursor:pointer;background:0 0;padding:21px;font-size:18px;font-weight:800}.survey-types button:last-child{border:0}.survey-types button span{margin-left:9px}.survey-types button.active{background:var(--forest);color:#fff}.question-panel{max-width:920px;min-height:390px;margin:auto;padding:46px}.progress-row{color:var(--muted);text-transform:uppercase;letter-spacing:.08em;justify-content:space-between;font-size:12px;font-weight:800;display:flex}.progress i{background:var(--gold);border-radius:99px;height:100%;transition:all .3s;display:block}.question-panel h3,.survey-done h3{margin:0 0 27px;font:500 clamp(28px,3vw,40px)/1.15 Georgia,serif}.answer-grid{grid-template-columns:repeat(3,1fr);gap:13px;display:grid}.answer-grid button{text-align:left;color:var(--ink);cursor:pointer;background:#fff;border:1px solid #d7e0d8;border-radius:12px;justify-content:space-between;align-items:center;padding:19px;font-weight:800;transition:all .18s;display:flex}.answer-grid button:hover{border-color:var(--forest);background:#f3f7f2;transform:translateY(-2px)}.answer-grid button span{color:var(--gold)}.back{color:var(--leaf);cursor:pointer;background:0 0;border:0;margin-top:25px;font-weight:800}.survey-done{text-align:center;max-width:900px;margin:auto;padding:50px}.done-icon{background:var(--forest);color:#fff;border-radius:50%;place-items:center;width:58px;height:58px;margin:0 auto 20px;font-size:24px;display:grid}.survey-done p{color:var(--muted);line-height:1.6}.answer-summary{grid-template-columns:repeat(4,1fr);gap:9px;margin:27px 0;display:grid}.answer-summary span{background:var(--ivory);text-align:left;border-radius:9px;align-items:center;gap:8px;padding:10px;font-size:12px;display:flex}.answer-summary b{color:var(--gold)}.done-actions{justify-content:center;align-items:center;gap:18px;display:flex}.done-actions button{color:var(--forest);cursor:pointer;background:0 0;border:0;font-weight:800}.option-cards{grid-template-columns:repeat(4,1fr)}@media (width<=900px){.nav nav{display:none}.hero{grid-template-columns:1fr;padding-top:42px}.visual img{height:470px}.matcher{flex-direction:column;align-items:flex-start}.choices{width:100%}.choices a{flex:1;min-width:0}.cards,.stats,.option-cards{grid-template-columns:1fr}.stats div{border-right:0;border-bottom:1px solid var(--line)}.split,.cta,.calculator{grid-template-columns:1fr}.calc-fields{border-right:0;border-bottom:1px solid var(--line)}.survey-types,.answer-summary{grid-template-columns:repeat(2,1fr)}.footer{grid-template-columns:1fr 1fr}.footer>div:first-child{grid-column:1/-1}}@media (width<=600px){.shell{width:min(100% - 30px,1280px)}.canada{font-size:10px}.nav{height:78px}.brand{font-size:17px}.mark{width:40px;height:40px}.nav .button{display:none}.hero{gap:34px;padding-bottom:48px}.hero h1{font-size:47px}.hero-copy>p{font-size:17px}.ticks{flex-wrap:wrap}.visual{padding:9px 9px 0 0}.visual img{border-radius:90px 14px 14px;height:355px}.visual:before{border-radius:98px 18px 18px;inset:0 0 25px 18px}.float-card{width:auto;margin:-58px 14px 0;position:relative;bottom:auto;right:auto}.matcher{border-radius:0;width:100%;padding:34px 20px}.choices{flex-direction:column}.choices a{width:100%}.section{padding:78px 0}.cards{gap:14px}.split{gap:38px}.section-head{flex-direction:column;align-items:start}.calc-section,.survey-section{padding:76px 0}.calc-heading{flex-direction:column;align-items:start}.calculator,.survey-card{border-radius:15px}.calc-fields,.calc-output,.question-panel,.survey-done{padding:25px}.two-fields{grid-template-columns:1fr}.visual-breakdown{flex-direction:column;align-items:flex-start}.survey-types button{padding:16px 8px;font-size:14px}.survey-types button span{margin-left:4px}.answer-grid{grid-template-columns:1fr}.progress-row{gap:12px}.answer-summary{grid-template-columns:1fr}.done-actions{flex-direction:column}.cta{border-radius:0;width:100%;margin:0;padding:58px 20px}.cta form,.footer{grid-template-columns:1fr}.footer>div:first-child{grid-column:auto}}button,input,select{font:inherit}.calc-section{background:var(--dark);color:#fff;padding:104px 0}.eyebrow.light{color:#d4b879}.calc-title{justify-content:space-between;align-items:end;gap:40px;display:flex}.calc-title h2,.survey-intro h2{letter-spacing:-.045em;max-width:760px;margin:14px 0 30px;font:500 clamp(40px,4.4vw,61px)/1.04 Georgia,serif}.calc-title p{color:#b9c9c2;max-width:430px;margin-bottom:35px;line-height:1.7}.tool-tabs{gap:8px;margin:12px 0 18px;display:flex}.tool-tabs button{color:#c7d4ce;cursor:pointer;background:#ffffff08;border:1px solid #ffffff2e;border-radius:999px;padding:13px 20px}.tool-tabs button.active{color:var(--dark);background:#d4b879;border-color:#d4b879;font-weight:800}.calculator-card{background:var(--paper);color:var(--ink);border-radius:20px;grid-template-columns:.9fr 1.1fr;display:grid;overflow:hidden;box-shadow:0 28px 80px #0004}.controls{background:var(--ivory);align-content:start;gap:19px;padding:42px;display:grid}.field>span,.contact-fields label>span{letter-spacing:.05em;text-transform:uppercase;margin-bottom:8px;font-size:11px;font-weight:800;display:block}.field>div{background:#fff;border:1px solid #d4dbd3;border-radius:10px;align-items:center;padding:0 14px;display:flex}.field>div:focus-within{outline:2px solid #9ab6a2}.field input,.field select,.field>select{width:100%;color:var(--ink);background:#fff;border:0;outline:0;padding:15px}.field>select{border:1px solid #d4dbd3;border-radius:10px}.field b{color:var(--leaf)}.fine{color:var(--muted);font-size:12px;line-height:1.5}.result{flex-direction:column;align-items:flex-start;padding:44px 48px;display:flex;position:relative}.result-label{color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:800}.big-number{letter-spacing:-.04em;color:var(--forest);margin-top:8px;font:500 clamp(42px,5vw,70px) Georgia,serif}.result>p{color:var(--muted)}.donut{border-radius:50%;place-items:center;width:138px;height:138px;display:grid;position:absolute;top:42px;right:50px}.donut:before{content:"";background:var(--paper);border-radius:50%;width:96px;height:96px;position:absolute}.donut div{text-align:center;position:relative}.donut b,.donut span{display:block}.donut b{font:500 28px Georgia,serif}.donut span{color:var(--muted);max-width:70px;font-size:10px}.meter-label{border-top:1px solid var(--line);justify-content:space-between;width:100%;margin-top:36px;padding-top:18px;font-size:12px;display:flex}.detail-grid{grid-template-columns:repeat(3,1fr);gap:10px;width:100%;margin:20px 0 28px;display:grid}.detail-grid div{background:var(--ivory);border-radius:10px;padding:15px}.detail-grid span,.detail-grid b{display:block}.detail-grid span{color:var(--muted);margin-bottom:5px;font-size:11px}.detail-grid b{font-size:14px}.survey-section{background:#f3f0e6;padding:108px 0}.survey-section>.shell{grid-template-columns:.72fr 1.28fr;align-items:start;gap:70px;display:grid}.survey-intro{position:sticky;top:30px}.survey-intro p{color:var(--muted);font-size:17px;line-height:1.7}.progress{background:#dbe1da;border-radius:9px;height:7px;margin:30px 0 10px;overflow:hidden}.progress i{background:var(--gold);height:100%;transition:all .25s;display:block}.survey-intro>strong{color:var(--leaf);font-size:12px}.survey-form{border:1px solid var(--line);background:#fff;border-radius:18px;padding:34px;box-shadow:0 20px 55px #123c2d0d}.survey-form fieldset{border:0;border-bottom:1px solid var(--line);margin:0 0 28px;padding:0 0 28px}.survey-form legend{align-items:center;gap:11px;margin-bottom:15px;font:500 20px Georgia,serif;display:flex}.survey-form legend span{background:var(--forest);color:#fff;border-radius:50%;place-items:center;width:27px;height:27px;font:700 11px Arial;display:grid}.option-grid{grid-template-columns:1fr 1fr;gap:9px;display:grid}.option-grid label{cursor:pointer;color:#52645c;border:1px solid #d7ded7;border-radius:9px;padding:13px;font-size:14px}.option-grid label.chosen{border-color:var(--forest);color:var(--forest);background:#edf4ee;font-weight:800}.option-grid input{accent-color:var(--forest);margin-right:8px}.contact-fields{grid-template-columns:1fr 1fr;gap:14px;margin-bottom:24px;display:grid}.contact-fields label:last-child{grid-column:1/-1}.contact-fields input{border:1px solid #d7ded7;border-radius:9px;width:100%;padding:14px}.survey-form>.button{width:100%}.survey-form>.button:disabled{opacity:.48;cursor:not-allowed;transform:none}.survey-form small{color:var(--muted);margin-top:13px;line-height:1.45;display:block}.success{border:1px solid var(--line);text-align:center;background:#fff;border-radius:18px;padding:60px}.success>span{width:62px;height:62px;color:var(--forest);background:#e6f2e7;border-radius:50%;place-items:center;margin:auto;font-size:28px;display:grid}.success h3{font:500 35px Georgia,serif}.success p{color:var(--muted);margin-bottom:28px}@media (width<=900px){.calc-title{display:block}.calculator-card,.survey-section>.shell{grid-template-columns:1fr}.survey-intro{position:static}.donut{margin:14px 0;position:relative;top:auto;right:auto}.detail-grid{grid-template-columns:1fr}.survey-section>.shell{gap:32px}}@media (width<=600px){.calc-section,.survey-section{padding:72px 0}.tool-tabs{padding-bottom:5px;overflow:auto}.tool-tabs button{white-space:nowrap}.controls,.result,.survey-form{padding:25px}.option-grid,.contact-fields{grid-template-columns:1fr}.contact-fields label:last-child{grid-column:auto}.calc-title h2,.survey-intro h2{font-size:42px}.result .big-number{font-size:46px}}.canada{justify-content:center;align-items:center;gap:36px;display:flex}.top-contact{letter-spacing:.02em;text-transform:none;gap:22px;display:flex}.top-contact a{color:#d7be86}.nav{gap:22px;height:auto;min-height:106px}.header-brand{min-width:0}.brand-name{flex-direction:column;gap:4px;line-height:1.12;display:flex}.brand-brokerage{letter-spacing:.045em;color:var(--muted);white-space:nowrap;font-size:10px;font-weight:700}.brand-name strong{letter-spacing:-.035em;color:var(--forest);font-size:20px}.broker-id{border-left:1px solid var(--line);flex-direction:column;padding-left:20px;line-height:1.25;display:flex}.broker-id strong{color:var(--forest);font:500 17px Georgia,serif}.broker-id span,.broker-id small{color:var(--muted);letter-spacing:.02em;font-size:10px}.broker-id small{color:var(--leaf);margin-top:2px;font-weight:800}.nav nav{gap:25px}.footer{grid-template-columns:1.5fr .65fr 1.85fr}.service-cities span{line-height:1.85}@media (width<=1050px){.nav nav{display:none}.broker-id{margin-left:auto}}@media (width<=700px){.canada{flex-direction:column;gap:5px;padding:9px 12px}.top-contact{flex-wrap:wrap;justify-content:center;gap:12px}.nav{flex-wrap:wrap;padding:12px 0}.broker-id{border-left:0;border-top:1px solid var(--line);order:3;grid-template-columns:auto auto;column-gap:12px;width:100%;margin:0;padding:9px 0 0;display:grid}.broker-id strong{grid-row:1/3}.nav .button{display:inline-flex}.footer{grid-template-columns:1fr}.footer>div:first-child{grid-column:auto}}.privacy-section{background:#f5f2e9;border-top:1px solid #e4dece;padding:110px 0}.privacy-wrap{grid-template-columns:.72fr 1.28fr;align-items:start;gap:76px;display:grid}.privacy-heading{position:sticky;top:30px}.privacy-heading h2{letter-spacing:-.045em;margin:15px 0 24px;font:500 clamp(44px,4.5vw,64px)/1 Georgia,serif}.privacy-heading>p{color:var(--muted);line-height:1.7}.privacy-note{border:1px solid #d8cfb9;border-left:4px solid var(--gold);color:#53645c;background:#fffdf8;border-radius:10px;margin-top:26px;padding:18px;font-size:13px;line-height:1.6}.privacy-content{border:1px solid var(--line);background:#fff;border-radius:18px;padding:38px 42px;box-shadow:0 20px 55px #123c2d0b}.privacy-content article{border-bottom:1px solid var(--line);margin:0 0 25px;padding:0 0 25px}.privacy-content article:last-child{border:0;margin:0;padding:0}.privacy-content h3{color:var(--forest);margin:0 0 10px;font:500 23px/1.25 Georgia,serif}.privacy-content p{color:#5f6f67;margin:0;line-height:1.75}.privacy-content a,.privacy-link,.legal a{color:#d4b879;text-underline-offset:3px;text-decoration:underline}@media (width<=900px){.privacy-wrap{grid-template-columns:1fr;gap:30px}.privacy-heading{position:static}}@media (width<=600px){.privacy-section{padding:72px 0}.privacy-content{padding:25px 22px}.privacy-heading h2{font-size:44px}.privacy-content h3{font-size:21px}}.calc-section{background:var(--ivory);color:var(--ink)}.survey-section>.shell{display:block}.visual-breakdown .donut{width:152px;height:152px;margin:0;position:relative;top:auto;right:auto}.visual-breakdown .donut:before{display:none}.visual-breakdown .donut:after{content:"";background:#fbfdf9;border-radius:50%;width:102px;height:102px;position:absolute}.visual-breakdown .donut span{z-index:1;max-width:none;color:var(--ink);font:500 18px Georgia,serif;display:block;position:relative}@media (width<=900px){.survey-section>.shell{display:block}.visual-breakdown .donut{margin:0}}.landscapes{isolation:isolate;background:linear-gradient(145deg,#eef4ed 0%,#fffdf8 54%,#f2eadb 100%);padding:112px 0;position:relative;overflow:hidden}.landscape-wrap{z-index:1;position:relative}.landscape-intro{grid-template-columns:.8fr 1.2fr;align-items:end;gap:32px;margin-bottom:38px;display:grid}.landscape-intro .eyebrow{align-self:start;margin-top:10px}.landscape-intro h2{letter-spacing:-.045em;margin:0;font:500 clamp(40px,4.4vw,62px)/1.02 Georgia,serif}.landscape-intro p{color:var(--muted);grid-column:2;max-width:690px;margin:0;font-size:17px;line-height:1.7}.landscape-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.landscape-grid figure{background:#dfe8df;border-radius:20px;min-height:390px;margin:0;position:relative;overflow:hidden;box-shadow:0 24px 65px #123c2d1a}.landscape-grid img{object-fit:cover;width:100%;height:100%;min-height:390px;transition:transform .7s;display:block}.landscape-grid figure:hover img{transform:scale(1.025)}.landscape-grid figcaption{color:#fff;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#071f17d9;border:1px solid #ffffff7a;border-radius:13px;padding:17px 19px;position:absolute;bottom:18px;left:18px;right:18px}.landscape-grid figcaption b,.landscape-grid figcaption span{display:block}.landscape-grid figcaption b{margin-bottom:4px;font:500 21px Georgia,serif}.landscape-grid figcaption span{color:#d9e5df;font-size:12px}.motion-orb{z-index:0;filter:blur(2px);opacity:.34;will-change:transform;pointer-events:none;border-radius:50%;position:absolute}.motion-orb-one{background:radial-gradient(circle,#d0b878 0%,#d0b87800 68%);width:420px;height:420px;animation:13s ease-in-out infinite alternate landscape-drift;top:-210px;right:7%}.motion-orb-two{border:1px solid #2e6a5060;width:330px;height:330px;animation:16s ease-in-out infinite alternate landscape-float;bottom:-145px;left:-130px}@keyframes landscape-drift{to{transform:translate(-45px,38px)scale(1.08)}}@keyframes landscape-float{to{transform:translate(55px,-28px)rotate(9deg)}}@media (width<=800px){.landscape-intro{grid-template-columns:1fr;gap:15px}.landscape-intro p{grid-column:auto}.landscape-grid{grid-template-columns:1fr}.landscape-grid figure,.landscape-grid img{min-height:330px}}@media (width<=600px){.landscapes{padding:74px 0}.landscape-intro h2{font-size:42px}.landscape-grid{gap:14px}.landscape-grid figure,.landscape-grid img{min-height:285px}.landscape-grid figcaption{bottom:12px;left:12px;right:12px}.motion-orb{display:none}.landscape-grid img{transition:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.motion-orb{animation:none}.landscape-grid img,.button,.cards article,.answer-grid button{transition:none}.landscape-grid figure:hover img{transform:none}}.application-section{background:var(--dark);color:#fff;isolation:isolate;padding:112px 0;position:relative;overflow:hidden}.application-shell{z-index:2;grid-template-columns:.62fr 1.38fr;align-items:start;gap:62px;display:grid;position:relative}.application-intro{position:sticky;top:28px}.application-intro h2{letter-spacing:-.05em;margin:16px 0 22px;font:500 clamp(42px,4.7vw,64px)/1.02 Georgia,serif}.application-intro>p{color:#bacbc3;font-size:17px;line-height:1.7}.application-intro ul{gap:13px;margin:28px 0;padding:0;list-style:none;display:grid}.application-intro li{color:#dce7e1}.application-intro li:before{content:"✓";color:#d4b879;margin-right:10px}.security-note{background:#ffffff08;border:1px solid #d4b87950;border-radius:13px;gap:6px;margin-top:28px;padding:18px;display:grid}.security-note b{color:#d4b879}.security-note span{color:#b8c8c0;font-size:12px;line-height:1.55}.mortgage-application{color:var(--ink);background:#fffdf8;border-radius:20px;padding:38px;box-shadow:0 30px 90px #0005}.mortgage-application fieldset{border:0;border-bottom:1px solid var(--line);margin:0 0 31px;padding:0 0 31px}.mortgage-application legend{align-items:center;gap:11px;margin-bottom:22px;font:500 23px Georgia,serif;display:flex}.mortgage-application legend>span{background:var(--forest);color:#fff;border-radius:50%;place-items:center;width:31px;height:31px;font:800 12px Arial;display:grid}.application-grid{grid-template-columns:1fr 1fr;gap:17px;display:grid}.application-grid label>span{text-transform:uppercase;letter-spacing:.06em;margin-bottom:7px;font-size:11px;font-weight:800;display:block}.application-grid input,.application-grid select,.application-grid textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #d5ddd6;border-radius:9px;padding:14px}.application-grid textarea{resize:vertical;line-height:1.5}.application-grid input:focus,.application-grid select:focus,.application-grid textarea:focus{border-color:#0000;outline:2px solid #95b09e}.application-grid .full{grid-column:1/-1}.consent-copy{gap:14px;display:grid}.consent-copy>p{color:var(--muted);margin:0 0 5px;font-size:13px;line-height:1.65}.consent-copy>a,.consent-copy a{color:var(--leaf);text-decoration:underline}.consent-copy label{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:10px;align-items:flex-start;gap:11px;padding:14px;display:flex}.consent-copy label input{accent-color:var(--forest);flex:none;width:17px;height:17px;margin-top:3px}.consent-copy label span{color:#4f6259;font-size:13px;line-height:1.55}.consent-copy .consent-fine{margin-top:4px;font-size:11px}.application-submit{border-radius:10px;width:100%}.form-disclaimer{color:var(--muted);text-align:center;margin-top:12px;font-size:11px;line-height:1.5;display:block}.application-complete{color:var(--ink);text-align:center;background:#fffdf8;border-radius:20px;padding:70px 48px;box-shadow:0 30px 90px #0005}.application-complete>span{width:62px;height:62px;color:var(--forest);background:#e5f2e8;border-radius:50%;place-items:center;margin:0 auto 20px;font-size:28px;display:grid}.application-complete h3{font:500 36px Georgia,serif}.application-complete p{color:var(--muted);max-width:600px;margin:0 auto 27px;line-height:1.7}.application-complete>div{justify-content:center;align-items:center;gap:24px;display:flex}.application-complete>button{color:var(--leaf);cursor:pointer;background:0 0;border:0;margin-top:24px;font-weight:800}.application-shape{z-index:1;pointer-events:none;color:#d4b879;position:absolute}.shape-home{opacity:.035;font:500 180px Georgia,serif;animation:15s ease-in-out infinite alternate app-drift;top:8%;left:3%}.shape-ring{border:1px solid #d4b8792d;border-radius:50%;width:410px;height:410px;animation:18s ease-in-out infinite alternate app-ring;bottom:5%;right:-160px}.application-section:before{content:"";background:radial-gradient(circle,#2e6a5070,#2e6a5000 70%);border-radius:50%;width:360px;height:360px;animation:12s ease-in-out infinite alternate app-glow;position:absolute;bottom:-170px;left:-180px}@keyframes app-drift{to{transform:translate(34px,48px)rotate(5deg)}}@keyframes app-ring{to{transform:translate(-55px,-35px)scale(1.08)}}@keyframes app-glow{to{transform:translate(70px,-35px)scale(1.15)}}@media (width<=950px){.application-shell{grid-template-columns:1fr;gap:35px}.application-intro{position:static}.application-intro ul{grid-template-columns:1fr 1fr}.mortgage-application{padding:30px}}@media (width<=600px){.application-section{padding:74px 0}.application-intro h2{font-size:42px}.application-intro ul,.application-grid{grid-template-columns:1fr}.application-grid .full{grid-column:auto}.mortgage-application{border-radius:14px;width:calc(100% + 2px);margin-left:-1px;padding:23px 19px}.mortgage-application legend{font-size:20px}.application-complete{padding:48px 22px}.application-complete h3{font-size:31px}.application-complete>div{flex-direction:column}.application-shape{display:none}.application-section:before{animation:none}}@media (prefers-reduced-motion:reduce){.shape-home,.shape-ring,.application-section:before{animation:none}}.cta label span i{color:var(--muted);text-transform:none;letter-spacing:0;font-style:normal;font-weight:500}.review-success{border:1px solid var(--line);text-align:center;background:#fff;border-radius:16px;padding:38px;box-shadow:0 16px 38px #123c2d0c}.success-check{width:76px;height:76px;color:var(--forest);background:#e7f3e9;border-radius:50%;place-items:center;margin:0 auto 20px;font-size:37px;font-weight:800;animation:.45s ease-out check-in;display:grid;box-shadow:0 0 0 10px #f2f8f3}.review-success h3{margin:12px 0;font:500 34px/1.1 Georgia,serif}.review-success p{color:var(--muted);font-size:15px;line-height:1.65}.review-success button{color:var(--leaf);cursor:pointer;background:0 0;border:0;margin-top:9px;font-weight:800}@keyframes check-in{0%{opacity:0;transform:scale(.55)}70%{transform:scale(1.08)}to{opacity:1;transform:scale(1)}}@media (prefers-reduced-motion:reduce){.success-check{animation:none}}:root{--forest:#173f5f;--dark:#0b1f33;--leaf:#2b6f9f;--ivory:#f2f6fa;--paper:#fbfdff;--gold:#d5965b;--ink:#142c42;--muted:#678;--line:#dbe5ee}.canada,.band,.application-section{background:#0b1f33}.matcher{background:#173f5f;border-color:#315f80}.calc-section{background:#f2f6fa}.survey-section{background:#fbfdff}.landscapes{background:linear-gradient(145deg,#e7f1f8 0%,#fbfdff 54%,#f5ecdf 100%)}footer,.footer .mark b{background:#071827}.pill{background:#edf6fb;border-color:#bfd5e4}.visual:before{border-color:#d5965b}.landscape-grid figure{background:#dceaf2}.motion-orb-one{background:radial-gradient(circle,#d5965b 0%,#d5965b00 68%)}.motion-orb-two{border-color:#2b6f9f66}.application-section:before{background:radial-gradient(circle,#2b6f9f70,#2b6f9f00 70%)}.shape-ring{border-color:#8bc2e344}.security-note{border-color:#d5965b55}.security-note b,.top-contact a,.step{color:#e2ad77}.button{box-shadow:0 12px 30px #173f5f25}.visual img{filter:saturate(.9)contrast(1.04)}.success-check{background:#e8f3fa;box-shadow:0 0 0 10px #f3f8fb}.form-honey{opacity:0!important;width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important}.form-error{color:#9f2f25;background:#fff0ed;border:1px solid #e8b6ae;border-radius:8px;grid-column:1/-1;margin:0;padding:12px 14px;font-size:13px}.survey-attached{background:#edf6fb;border:1px solid #bfd5e4;border-radius:8px;grid-column:1/-1;margin:0;padding:12px 14px;font-weight:700;color:var(--forest)!important;font-size:13px!important;line-height:1.5!important}.application-submit:disabled,.cta .button:disabled{opacity:.65;cursor:wait;transform:none}